Insurance for textile manufacturers.
Product liability that reflects fabric flammability and treatment standards, cover for high-value roll stock, and a broker who knows textile production carries real fire load.
Textiles & fabric manufacturing insurance
Usually includes
Product liability
Employers’ liability
Premises & contents
Stock & raw materials
Plant & machinery
Business interruption
One
conversation.
You explain the business once, and we take it from there.
Bespoke service
for your business
No two businesses are the same, so we start with yours rather than with a template.
Everything
quoted together.
The premises, your plant, your stock and your product liability, priced in one go rather than piece by piece.
Know your cover
What is textile manufacturing insurance?
Textile production carries a fire risk most trades don’t. Fabric, fibre and dust together create real fire load, and treatments and dyes add chemical exposure. Flammability standards also sit directly on your product risk.
Protects against your product
Fabric that fails a flammability standard or reacts badly. That’s what product liability covers.
Protects your staff
Employers’ liability is required by law the moment you take on staff, whether weaving, finishing or treatment.
Protects your stock
Fabric rolls and finished textiles, often high-value and fire-sensitive.
Who it’s for
Whatever you weave or finish.
✓
Fabric manufacturers
Woven, knitted and non-woven fabric production.
✓
Technical textile makers
Performance and industrial fabrics.
✓
Waterproof cover makers
Tarpaulins, covers and protective textiles.
✓
Flag & banner makers
Printed and sewn textile flags and banners.
✓
Dyers & finishers
Dyeing, coating and fabric finishing.
✓
Trade & wholesale suppliers
Supplying converters and manufacturers rather than end users.
What we cover
Cover built around what you make.
We get to know your materials and process first, then build the policy around it.
Product liability
Fabric that fails a flammability standard. This is cover for what happens after it’s sold on.
Employers’ liability
Weaving, finishing and treatment machinery carry real injury risk, required by law with staff.
Premises & contents
Your mill, workshop or unit, and the fixtures inside it.
Stock & raw materials
Fibre, yarn, fabric rolls and finished textiles.
Plant & machinery
Looms, finishing lines, dyeing and treatment equipment.
Business interruption
Lost output while production is stopped, not just the repair bill.
Legal expenses
Product disputes, supplier disagreements and the cost of defending a claim.
Goods in transit
Moving fabric and finished textiles to customers or converters.
Cyber & data
A compromised control system stopping production, and the traceability records you would have to rebuild.
Who this cover tends to suit.
This cover is generally bought by textile and fabric manufacturers. It brings together product liability, employers’ liability (where staff are used) and cover for premises, plant and stock. It won’t suit every business. If your risk profile is different, tell us and we’ll pick it up when we speak.
Worth knowing
Check the details before you choose.
Fire load
Fabric, fibre and dust together create real fire risk in premises.
Flammability standards
Fabric destined for furnishings or clothing has specific requirements.
Dyeing & treatment
Chemical processes affect both premises and product risk.
High-value roll stock
Fabric stock values can be substantial and concentrated.
Every fabric has its own risks.
A furnishing fabric and an industrial waterproof cover don’t carry the same risk, so we ask different questions for each.
Fabric manufacturing
Textile manufacturing
Woven fabrics
Knitted fabrics
Technical textiles
Waterproof covers
Tarpaulins
Flags & banners
Fabric manufacturing
Textile manufacturing
Woven fabrics
Knitted fabrics
Technical textiles
Waterproof covers
Tarpaulins
Flags & banners
Dyeing & finishing
Coated fabrics
Industrial textiles
Furnishing fabrics
Upholstery fabric
Canvas
Netting
Trade fabric supply
Dyeing & finishing
Coated fabrics
Industrial textiles
Furnishing fabrics
Upholstery fabric
Canvas
Netting
Trade fabric supply
Why Vara
Bespoke service for you & your business,
without the big-firm minimum.
01
Flammability standards, before we quote
Fire load, flammability standards, treatment processes. We know what moves a textile maker’s premium.
02
Cover that reflects your materials
Furnishing fabric and industrial covers carry different risk. We build around what you actually make.
03
Product liability that fits your process
Materials, treatments, end use. All change the risk. We set it up properly.
04
We present the risk right
Fire protection, stock values, end market. How it’s framed changes what you pay.
You talk to a person. The machines do the typing.
Free review of your textiles & fabric manufacturing cover and costs.
Told your product’s too niche to place easily? Not for us. Leave your details and we’ll call you straight back. One conversation covers the lot.
What the review covers
Fabric, fibre and dust together create real fire load in production premises, and insurers look closely at fire protection in this trade.
Fabric destined for furnishings or clothing carries specific flammability standards, which sit directly on your product liability risk.
We approach insurers on our panel who write textile and fabric manufacturing risks, and come back with what they’ll offer.
We explain each option in plain English, including what it doesn’t cover.
If it’s not a risk we can place, we’ll tell you straight away rather than leave you waiting.
No obligation to switch. You decide what fits.
Rather not wait? Call us on 0333 091 3663
Good to know
Textile manufacturing questions, answered straight.
What insurance does a textile manufacturer actually need?
Does fire risk affect my premises cover?
Do flammability standards affect my cover?
Does dyeing or treatment affect my cover?
What if I both weave and finish fabric?
Is my machinery covered if it breaks down?
How does exporting affect the cover?
What happens if I run more than one site?
What's product liability, and why does it matter so much for manufacturers?
Vara Commercial Insurance · 0333 091 3663
Vara is a trading name of Koral AI Operating Company Limited. Vara is an appointed representative of Innovative Risk Labs Ltd, under Firm Reference Number 1060955. Innovative Risk Labs Ltd is authorised and regulated by the Financial Conduct Authority, under FRN 609155. We are registered in England and Wales under Registered Company Number 17256222. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.