Insurance for plastics and general goods makers.
Product liability that reflects moulded goods reaching consumers, cover for polymer stock and moulding plant, and a broker who knows plastic production carries real fire load.
Plastics & general goods manufacturing insurance
Usually includes
Product liability
Employers’ liability
Premises & contents
Stock & raw materials
Plant & machinery
Business interruption
One
conversation.
You explain the business once, and we take it from there.
Bespoke service
for your business
No two businesses are the same, so we start with yours rather than with a template.
Everything
quoted together.
The premises, your plant, your stock and your product liability, priced in one go rather than piece by piece.
Know your cover
What is plastics & general goods manufacturing insurance?
Plastics production carries real fire load. Polymer stock burns readily and moulding involves heat. Product risk varies widely too, from packaging to consumer goods to paint, each with its own exposure.
Protects against your product
A moulded product that fails or a coating that reacts. That’s what product liability covers.
Protects your staff
Employers’ liability is required by law the moment you take on staff, whether moulding, production or dispatch.
Protects your materials and stock
Polymer, pigment, packaging and finished goods awaiting dispatch.
Who it’s for
Whatever you produce.
✓
Injection moulders
Moulded plastic components and products.
✓
Plastic sheet & film makers
Extruded sheeting, film and packaging materials.
✓
Bag manufacturers
Plastic and paper bag production.
✓
Paint & coatings makers
Decorative and industrial paint production.
✓
Stationery manufacturers
Paper products and office supplies.
✓
Garden ornament makers
Moulded and cast garden products.
What we cover
Cover built around what you make.
We get to know your materials and process first, then build the policy around it.
Product liability
A moulded product that fails or a coating that reacts. This is cover for what happens after sale.
Employers’ liability
Moulding plant and production machinery carry real injury risk, required by law with staff.
Premises & contents
Your factory, workshop or unit, and the fixtures inside it.
Stock & raw materials
Polymer, pigment, packaging and finished goods.
Plant & machinery
Injection moulding, extrusion and production equipment.
Business interruption
Lost output while production is stopped, not just the repair bill.
Legal expenses
Product disputes, supplier disagreements and the cost of defending a claim.
Goods in transit
Moving finished goods to distributors, retailers or customers.
Cyber & data
A compromised control system stopping production, and the traceability records you would have to rebuild.
Who this cover tends to suit.
This cover is generally bought by plastics and general goods manufacturers. It brings together product liability, employers’ liability (where staff are used) and cover for premises, plant and stock. It won’t suit every business. If your risk profile is different, tell us and we’ll pick it up when we speak.
Worth knowing
Check the details before you choose.
Fire load
Polymer stock and moulding heat together create real fire risk.
Paint & solvent storage
Flammable materials carry specific storage requirements.
Food-contact plastics
Packaging that touches food carries additional standards.
Recycled & regrind material
Reprocessed material can affect product consistency and risk.
Every product has its own risks.
An injection-moulded component and a tin of paint don’t carry the same risk, so we ask different questions for each.
Plastic goods
Injection moulding
Plastic sheeting
Extrusion
Bag manufacturing
Paper bags
Packaging
Stationery
Plastic goods
Injection moulding
Plastic sheeting
Extrusion
Bag manufacturing
Paper bags
Packaging
Stationery
Paint manufacturing
Coatings
Garden ornaments
Moulded products
Vacuum forming
Blow moulding
Recycled plastics
Trade plastics supply
Paint manufacturing
Coatings
Garden ornaments
Moulded products
Vacuum forming
Blow moulding
Recycled plastics
Trade plastics supply
Why Vara
Bespoke service for you & your business,
without the big-firm minimum.
01
Fire load changes the premium
Fire load, moulding risk, product exposure. We know what moves a plastics maker’s premium.
02
Cover that reflects your materials
Moulded plastics and paint carry very different risk. We build around what you actually produce.
03
Product liability that fits your process
Materials, end use, food contact. All change the risk. We set it up properly.
04
We present the risk right
Fire protection, materials, end market. How it’s framed changes what you pay.
You talk to a person. The machines do the typing.
Free review of your plastics & general goods manufacturing cover and costs.
Told your product’s too niche to place easily? Not for us. Leave your details and we’ll call you straight back. One conversation covers the lot.
What the review covers
Polymer stock and moulding heat together create real fire risk, and insurers look closely at it before they quote.
Packaging that touches food carries additional standards, which sit directly on your product liability risk.
We approach insurers on our panel who write plastics and general goods manufacturing risks, and come back with what they’ll offer.
We explain each option in plain English, including what it doesn’t cover.
If it’s not a risk we can place, we’ll tell you straight away rather than leave you waiting.
No obligation to switch. You decide what fits.
Rather not wait? Call us on 0333 091 3663
Good to know
Plastics & general goods questions, answered straight.
What insurance does a plastics manufacturer actually need?
Does fire risk affect my premises cover?
Does making food-contact plastics change my cover?
Does storing paint or solvents affect my cover?
What if I make several different products?
Is my machinery covered if it breaks down?
How does exporting affect the cover?
What happens if I run more than one site?
What's product liability, and why does it matter so much for manufacturers?
Vara Commercial Insurance · 0333 091 3663
Vara is a trading name of Koral AI Operating Company Limited. Vara is an appointed representative of Innovative Risk Labs Ltd, under Firm Reference Number 1060955. Innovative Risk Labs Ltd is authorised and regulated by the Financial Conduct Authority, under FRN 609155. We are registered in England and Wales under Registered Company Number 17256222. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.