Insurance for metal and glass manufacturers.

Product liability that reflects structural and safety-glass exposure, cover for hot works and high-value stock, and a broker who knows welding and glass handling carry serious injury risk.

Metal & glass manufacturing insurance

Usually includes

Product liability

Employers’ liability

Premises & contents

Stock & raw materials

Plant & machinery

Business interruption

One
conversation.

You explain the business once, and we take it from there.

Bespoke service
for your business

No two businesses are the same, so we start with yours rather than with a template.

Everything
quoted together.

The premises, your plant, your stock and your product liability, priced in one go rather than piece by piece.

Know your cover

What is metal & glass manufacturing insurance?

Metal and glass production combine two significant risks: hot works and heavy handling on the premises side, and structural or safety-glass performance on the product side. Both need reflecting properly in the policy.

Protects against your product

A structural failure or a safety-glass fault. That’s what product liability covers.

Protects your staff

Employers’ liability is required by law the moment you take on staff, whether welding, glass handling or dispatch.

Protects your materials and stock

Metal stock, glass sheet and finished components, often high-value.

Who it’s for

Whatever you fabricate.

✓

Glass manufacturers

Flat, toughened and architectural glass production.

✓

Wrought iron workers

Decorative and structural ironwork.

✓

Fibreglass manufacturers

Moulded fibreglass and composite products.

✓

Cable manufacturers

Electrical and industrial cable production.

✓

Hardware manufacturers

Fixings, fittings and metal hardware.

✓

Trade & wholesale suppliers

Supplying fabricators and installers rather than end users.

What we cover

Cover built around what you make.

We get to know your materials and process first, then build the policy around it.

Product liability

A structural failure or safety-glass fault. This is cover for what happens after installation.

Employers’ liability

Welding, cutting and glass handling carry serious injury risk, required by law with staff.

Premises & contents

Your workshop, factory or unit, and the fixtures inside it.

Stock & raw materials

Metal stock, glass sheet, resins and finished components.

Plant & machinery

Welders, cutting plant, furnaces and forming equipment.

Business interruption

Lost output while production is stopped, not just the repair bill.

Legal expenses

Product disputes, supplier disagreements and the cost of defending a claim.

Goods in transit

Moving finished components to customers, fabricators or sites.

Cyber & data

A compromised control system stopping production, and the traceability records you would have to rebuild.

Who this cover tends to suit.

This cover is generally bought by metal and glass manufacturers. It brings together product liability, employers’ liability (where staff are used) and cover for premises, plant and stock. It won’t suit every business. If your risk profile is different, tell us and we’ll pick it up when we speak.

Worth knowing

Check the details before you choose.

Hot works

Welding and furnace work carry significant fire risk on the premises.

Safety glass standards

Glass destined for buildings or vehicles has specific requirements.

Heavy & fragile handling

Glass and metal handling carry real injury and breakage exposure.

Fibreglass & resins

Resin processes carry their own chemical and fire considerations.

Every process has its own risks.

Toughened architectural glass and decorative wrought iron don’t carry the same risk, so we ask different questions for each.

  • Glass manufacturing

  • Toughened glass

  • Architectural glass

  • Wrought iron

  • Metal fabrication

  • Fibreglass

  • Composites

  • Cable manufacturing

  • Glass manufacturing

  • Toughened glass

  • Architectural glass

  • Wrought iron

  • Metal fabrication

  • Fibreglass

  • Composites

  • Cable manufacturing

  • Hardware manufacturing

  • Fixings & fittings

  • Sheet metal

  • Steel fabrication

  • Aluminium fabrication

  • Mirror manufacturing

  • Glazing units

  • Trade metal supply

  • Hardware manufacturing

  • Fixings & fittings

  • Sheet metal

  • Steel fabrication

  • Aluminium fabrication

  • Mirror manufacturing

  • Glazing units

  • Trade metal supply

Why Vara

Bespoke service for you & your business,
without the big-firm minimum.

01

Hot works, before we quote

Hot works, handling risk, structural performance. We know what moves a fabricator’s premium.

02

Cover that reflects your materials

Glass and metalwork carry different risk. We build around what you actually make.

03

Product liability that fits your process

Materials, structural performance, end use. All change the risk. We set it up properly.

04

We present the risk right

Fire protection, handling, end market. How it’s framed changes what you pay.

You talk to a person. The machines do the typing.

Free review of your metal & glass manufacturing cover and costs.

Told your product’s too niche to place easily? Not for us. Leave your details and we’ll call you straight back. One conversation covers the lot.

What the review covers

  • Welding and furnace work carry significant fire risk on the premises, and insurers ask about it before they quote.

  • Glass destined for buildings or vehicles carries specific safety standards, which sit directly on your product liability risk.

  • We approach insurers on our panel who write metal and glass manufacturing risks, and come back with what they’ll offer.

  • We explain each option in plain English, including what it doesn’t cover.

  • If it’s not a risk we can place, we’ll tell you straight away rather than leave you waiting.

  • No obligation to switch. You decide what fits.

Rather not wait? Call us on 0333 091 3663

By registering you agree to us contacting you about your enquiry. See our privacy policy for how we look after your data. The review is free. If you take out a policy through us, we're paid commission by the insurer, and our terms of business set out how we're paid.

Good to know

Metal & glass manufacturing questions, answered straight.

What insurance does a metal or glass manufacturer need?

Does hot works affect my premises cover?

Do safety glass standards affect my cover?

Am I covered if a component I made fails structurally?

What if I work in both metal and glass?

Is my machinery covered if it breaks down?

How does exporting affect the cover?

What happens if I run more than one site?

Vara Commercial Insurance · 0333 091 3663

Vara is a trading name of Koral AI Operating Company Limited. Vara is an appointed representative of Innovative Risk Labs Ltd, under Firm Reference Number 1060955. Innovative Risk Labs Ltd is authorised and regulated by the Financial Conduct Authority, under FRN 609155. We are registered in England and Wales under Registered Company Number 17256222. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.