Insurance for fencing manufacturers.
Product liability that reflects panels and posts holding up in real weather, cover for timber and metal stock, and a broker who knows fencing manufacture from fencing installation.
Fencing manufacturing insurance
Usually includes
Product liability
Employers’ liability
Premises & contents
Stock & raw materials
Plant & machinery
Business interruption
One
conversation.
You explain the business once, and we take it from there.
Bespoke service
for your business
No two businesses are the same, so we start with yours rather than with a template.
Everything
quoted together.
The premises, your plant, your stock and your product liability, priced in one go rather than piece by piece.
Know your cover
What is fencing manufacturing insurance?
Fencing manufacture means producing panels, posts and components that end up load-bearing and weather-exposed. A structural failure can cause real damage or injury. Timber and metal fencing also carry quite different production risks.
Protects against your product
A panel or post that fails structurally. That’s what product liability covers.
Protects your staff
Employers’ liability is required by law the moment you take on staff, whether sawing, welding or yard handling.
Protects your materials and stock
Timber, metal stock and finished panels, often stored outdoors.
Who it’s for
Whatever fencing you make.
✓
Timber fencing manufacturers
Panels, posts and featheredge production.
✓
Metal fencing manufacturers
Steel, aluminium and wire fencing systems.
✓
Gate manufacturers
Timber and metal gates, manual or automated.
✓
Security fencing makers
Palisade, mesh and perimeter security systems.
✓
Agricultural fencing makers
Stock fencing, post and rail, estate fencing.
✓
Trade & merchant suppliers
Supplying builders’ merchants rather than end customers.
What we cover
Cover built around what you make.
We get to know your materials and process first, then build the policy around it.
Product liability
A panel or post that fails structurally. This is cover for what happens after it’s installed.
Employers’ liability
Saws, welders and yard handling carry real injury risk, required by law with staff.
Premises & contents
Your workshop, yard or unit, and the fixtures inside it.
Stock & raw materials
Timber, metal stock and finished panels, including outdoor storage.
Plant & machinery
Saws, welders, treatment plant and yard equipment.
Business interruption
Lost orders while production is stopped, not just the repair bill.
Legal expenses
Product disputes, supplier disagreements and the cost of defending a claim.
Goods in transit
Delivering panels and posts to merchants, installers or customers.
Cyber & data
A compromised control system stopping production, and the traceability records you would have to rebuild.
Who this cover tends to suit.
This cover is generally bought by fencing manufacturers. It brings together product liability, employers’ liability (where staff are used) and cover for premises, plant and stock. It won’t suit every business. If your risk profile is different, tell us and we’ll pick it up when we speak.
Worth knowing
Check the details before you choose.
Outdoor stock storage
Timber and panels stored in a yard carry different risk to indoor stock.
Timber treatment
Preservative and treatment processes affect both premises and product risk.
Manufacture vs. installation
Whether you install as well as make changes the risk considerably.
Structural failure
Fencing is load-bearing and weather-exposed. Failure risk is real.
Every fence has its own risks.
A timber garden panel and a steel security fence don’t carry the same risk, so we ask different questions for each.
Timber fencing
Metal fencing
Fence panels
Fence posts
Featheredge
Close-board fencing
Palisade fencing
Mesh fencing
Timber fencing
Metal fencing
Fence panels
Fence posts
Featheredge
Close-board fencing
Palisade fencing
Mesh fencing
Security fencing
Agricultural fencing
Estate fencing
Gates
Automated gates
Decking
Trellis
Trade fencing supply
Security fencing
Agricultural fencing
Estate fencing
Gates
Automated gates
Decking
Trellis
Trade fencing supply
Why Vara
Bespoke service for you & your business,
without the big-firm minimum.
01
We ask about treatment processes first
Structural risk, outdoor stock, treatment processes. We know what moves a fencing maker’s premium.
02
Cover that reflects your materials
Timber and metal fencing carry different risk. We build around what you actually make.
03
Product liability that fits your process
Materials, treatment, structural design. All change the risk. We set it up properly.
04
We present the risk right
Materials, storage, whether you install. How it’s framed changes what you pay.
You talk to a person. The machines do the typing.
Free review of your fencing manufacturing cover and costs.
Told your product’s too niche to place easily? Not for us. Leave your details and we’ll call you straight back. One conversation covers the lot.
What the review covers
Fencing is load-bearing and weather-exposed, and a structural failure is a real risk this trade’s underwriters ask about.
Preservative and treatment processes affect both premises and product risk, and insurers want to know your process.
We approach insurers on our panel who write fencing manufacturing risks, and come back with what they’ll offer.
We explain each option in plain English, including what it doesn’t cover.
If it’s not a risk we can place, we’ll tell you straight away rather than leave you waiting.
No obligation to switch. You decide what fits.
Rather not wait? Call us on 0333 091 3663
Good to know
Fencing manufacturing questions, answered straight.
What insurance does a fencing manufacturer actually need?
Does storing timber outdoors affect my cover?
Am I covered if a fence I made fails?
Does timber treatment affect my cover?
What if I install as well as manufacture?
Is my machinery covered if it breaks down?
How does exporting affect the cover?
What happens if I run more than one site?
Vara Commercial Insurance · 0333 091 3663
Vara is a trading name of Koral AI Operating Company Limited. Vara is an appointed representative of Innovative Risk Labs Ltd, under Firm Reference Number 1060955. Innovative Risk Labs Ltd is authorised and regulated by the Financial Conduct Authority, under FRN 609155. We are registered in England and Wales under Registered Company Number 17256222. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.